In the thriving e-commerce ecosystem of Dubai, seamless and secure online transactions are more important than ever. With growing consumer trust in online shopping and government initiatives supporting digital transformation, having the right payment gateway can make or break your business.
Whether you’re launching a new online store or optimizing an existing one, choosing the best payment gateway for your Dubai-based e-commerce business in 2025 is essential to ensure frictionless checkout, global reach, and regulatory compliance.
Why Choosing the Right Payment Gateway Matters
A reliable payment gateway can:
? Build customer trust with secure and smooth checkout
? Support local and international payment options
? Ensure compliance with UAE Central Bank regulations
? Minimize cart abandonment through optimized UX
? Offer competitive transaction fees to boost profitability
Top Payment Gateways for Dubai E-commerce in 2025
Here’s a curated list of the best-performing and most trusted payment gateways for UAE-based online businesses this year:
1. Telr
Best for: Local UAE integration with global support
Telr is a Dubai-based payment gateway designed specifically for the Middle East market. It supports multi-currency transactions and offers a strong fraud prevention system.
Key Features:
- Supports Visa, MasterCard, Mada, American Express
- Accepts Apple Pay & Samsung Pay
- Easy integration with Shopify, WooCommerce, Magento
- Arabic/English dashboard
- Built-in anti-fraud tools
Pricing: Starting from AED 349/month (Startup Plan)
2. Checkout.com
Best for: Enterprise-level international e-commerce
Checkout.com is a global gateway with a strong presence in the MENA region. It supports multiple currencies and is used by brands like Careem and Deliveroo.
Key Features:
- Unified API for global and local payments
- Support for 150+ currencies
- Direct acquiring in UAE
- PCI DSS Level 1 compliance
- Real-time reporting & analytics
Pricing: Custom quotes based on volume
3. PayTabs
Best for: SME-friendly local gateway with flexible plans
PayTabs offers fast setup and tailored payment solutions for small and medium businesses in the UAE and across the GCC.
Key Features:
- Local and international card support
- One-click payments & subscriptions
- Plugins for WooCommerce, Shopify, OpenCart
- Mobile payments with QR codes
- Local AED settlements
Pricing: From AED 99/month + transaction fees
4. Stripe (UAE Supported)
Best for: Developers and SaaS platforms
Stripe is now available in the UAE and is ideal for startups and SaaS products needing powerful APIs and global scalability.
Key Features:
- Developer-friendly API & SDKs
- Support for Apple Pay, Google Pay
- Recurring billing & invoicing tools
- Built-in fraud prevention with Radar
- Supports USD, AED, and other currencies
Pricing: 2.9% + AED 1 per transaction (local cards)
5. Network International
Best for: Established retailers & omnichannel commerce
Network International is one of the most trusted payment processors in the UAE, offering acquiring services and payment gateways.
Key Features:
- Supports POS + online payments
- Custom e-commerce integrations
- Advanced reporting dashboards
- PCI-DSS certified
- Strong bank partnerships
Pricing: Based on business type and volume
6. Amazon Payment Services (formerly Payfort)
Best for: Businesses selling across the MENA region
Backed by Amazon, this payment solution is trusted across the region for its scalability and reliability.
Key Features:
- Installment payment options
- Regional acquiring + fraud protection
- Recurring billing
- Arabic & English interface
- Analytics dashboard for performance tracking
Pricing: Varies by country and transaction type
7. CCAvenue
Best for: Businesses serving customers from India & GCC
CCAvenue supports a wide range of currencies and payment modes, including cards, net banking, and mobile wallets.
Key Features:
- 200+ payment options
- Multi-language checkout pages
- Easy shopping cart plugin integration
- Advanced fraud detection
Pricing: No setup fee; 3%-3.5% per transaction
What to Look for When Choosing a Payment Gateway in the UAE
Before deciding, evaluate the following:
? Compliance – Must be PCI-DSS certified & aligned with UAE Central Bank rules
? Currency Support – AED + international currencies
? Settlement Time – Look for faster payouts
? Integration – Easy plug-and-play with your CMS or platform
? Customer Support – Local support is a big plus
? Mobile Optimization – Must support mobile-first checkout
The Future of Online Payments in Dubai
With UAE’s growing fintech ecosystem and high mobile penetration, the future of online payments lies in AI-powered fraud detection, buy now, pay later (BNPL) integrations, and real-time cross-border settlements.
Expect more gateways to integrate crypto payments, biometric verification, and AI analytics in 2025 and beyond.
Final Thoughts
Choosing the right payment gateway for your Dubai e-commerce business in 2025 means finding a balance between local compatibility, global expansion, and technical scalability.
If you’re an SME, consider Telr or PayTabs. For startups and dev-heavy products, Stripe is a top choice. Looking to scale fast? Go with Checkout.com or Amazon Payment Services.
